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Best Credit Cards

HSBC Visa Platinum Credit Card

Benefits of the card

  • Enjoy a Lifetime Free Credit Card with No Joining or Renewal fees
  • Earn 2 Reward Points for every ₹150 spent on the card.
  • Instantly convert Reward Points to Air Miles or Hotel Loyalty Points via HSBC India Mobile Banking App and earn up to 6X on hotels, flights, and car rentals with the Travel With Points program.
  • Receive 2,000 bonus reward points on spending ₹5,000 within the first 30 days and logging into the HSBC India Mobile Banking app.
  • Get a complimentary 3-month Swiggy One membership once you’ve activated your card
  • Get Amazon Pay, Swiggy, or Zomato vouchers worth up to ₹500 on card activation with a minimum single transaction of ₹300
  • Earn an additional ₹250 Amazon eGift voucher on completing online application and Video KYC successfully
  • Avail complimentary domestic flight seat selection benefits twice every year on bookings made via MakeMyTrip.
  • Complimentary 12-month Times Prime subscription, giving you free access to Spotify Premium, Uber One, Discovery+, Moneycontrol Pro, Lenskart Gold and more
  • Earn ₹250 Cashback per quarter on contactless fuel spends (up to ₹10,000), plus fuel surcharge waiver up to ₹250 per month on transactions between ₹400–₹4,000.
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Product details

Fees & charges : Nil

Eligibility criteria

  • Age: 21 to 65 years
  • Employment: Salaried and Self Employed
  • Salaried Income: Rs.50000/monthly
  • Self Employed: ITR > ₹12,00,000/ annually
  • Credit Score: 750+

Important T&Cs

  • Please use your Aadhaar linked Mobile number to complete the application
  • If you were/are using any HSBC Credit card, you are not eligible for the Profit
  • Card upgrades/limit enhancements are not a part of Profits
  • To apply for this card, you must live in Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida or Pune
  • No Profit on HSBC Bank app applications