Need instant funds for a medical emergency, wedding, or home upgrade? Before you apply blindly, compare personal loans from top banks and NBFCs to secure the best deal. Our 2025 comparison guide makes borrowing smarter — not harder.
What to Look for in a Personal Loan:
Interest rate (as low as 10.25% p.a.)
Processing fees
Prepayment charges
Eligibility criteria
Top Banks & NBFCs in 2025:
| Provider | Interest Rate | Max Tenure | Processing Fee |
|---|---|---|---|
| HDFC Bank | 10.50% | 5 years | ₹2,500 + GST |
| ICICI Bank | 10.25% | 6 years | 1% of loan amt |
| Navi | 11.99% | 4 years | Zero |
| Bajaj Finserv | 12.99% | 5 years | ₹500–₹2,000 |
Eligibility Checklist:
Age: 21–58 years
Salary: Min ₹15,000/month
PAN, Aadhaar, salary slips
Tips for Better Approval:
Maintain a good CIBIL score (750+)
Choose a shorter tenure to reduce interest
Go for online application for faster disbursal
Conclusion:
A personal loan should solve a problem — not create one. Use trusted comparison tools (like the one at Aviders.com) to pick the best lender for your needs.
🔗 Compare Loans Now on Aviders →
📢 Some links in this post may be affiliated. We recommend reading the fine print on each lender’s page.
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